Thank you for this very thoughtful response. Mullinax salesman verbally told me most of the above, glad to know it is true!
Nice fellow, Army veteran and now a reservist! I joined MCA but didn't understand I don't have to wait the 90 days before ordering LOL. Guess I will go see the salesman this week.
We are looking at the Premium AWD. Wife and I turned 60, time to spend the kids' inheritances.