My FE has been built and the scheduled delivery date is Feb 15.I believe the footnote wording is messed up. I'm pretty sure one can qualify for X-Plan pricing as well as Ford Options incentives and combined both. For clarification, ask your dealer.
Incentives vary by time and market. For me, it's currently a $1,000 incentive if I used Options or leasing, and nothing for simple interest financing or cash.
So we each need to evaluate our circumstances when it comes time to take delivery. For example, the $2,500 offer you're seeing may be replaced with $1,500 for all buyers, regardless of financing. (Just a hypothetical.) If that happens, then the significantly increased interest on Ford Options (compared to cash or simple interest financing) may make it a poor option for some people.
Also, the $7,500 does not come off MSRP... It is reconciled at tax time. Yes, if you know that you personally will have enough tax liability in the tax year of your purchase that you'll be sure to qualify for the full tax credit, then you could choose to think of it that way... But it's not the same thing. For instance, it's not discounting the amount of sales or property taxes that I'll owe to Arizona for this vehicle, whereas a $7,500 manufacturer incentive would reduce my sales tax.
I have emailed my dealer a copy of the delivery date notification from Ford and asked him on Thursday:
- What incentives there are
- What are the terms of financing
- What are the terms of the Option Plan
- Will there be a RCL